Loan Against Property can get you a higher loan amount for your business or personal needs with the benefit of lower EMI. With easy documentation, speedy approvals and flexible repayment options, getting a loan couldn’t get easier
Loan against Property
As the name implies – Loan Against Property (LAP) is the loan taken on behalf of property or loan disbursed against property. Both residential and commercial property can be provided as collateral to the lender. It is basically cheaper than a personal loan and has longer tenure with low EMI. It is the best way to raise funds in case of financial emergency.
Loan against Property can be taken
- To Expand business.
- To Fund medical treatments.
- For Marriage or other family functions.
- For Children’s further studies.
- For dream vacation.
Why Loan against Property?
- It comes with lower interest rate than other loans like personal or business loans.
- Residential and commercial properties are accepted for loan approvals.
- Easy repayment alternatives offered.
- Loan against Properties are offered with longer tenures.
- Doorstep Services
Did you know that your property has hidden value that can be unlocked?
A Loan against Property through BELINDAA from our Financial Services Partners is an economical and affordable way to bridge any financial need, whether it is business expansion or personal requirements such as education, marriage of children, family function, foreign travel, medical expenses, buying high cost consumer durables or even refurnishing and renovation of your home. The loans are against the mortgage of your existing residential and commercial properties which may be situated in semi-urban or urban areas or in large cities.
Belindaa’s Advantage :
- More than 10 product offerings to choose from – Benefit from customized programs to suit your needs.
- Balance Transfer Facility + Additional Finance – Benefit from a higher loan amount at reduced interest rates
- One of the highest loans against the value of property (LTV) – Benefit from higher loan amounts on your property.
- Presence in South India and growing – Benefit from the experience of dealing with a large organization with nationwide presence when it comes to sensitive handling of property papers, record keeping, etc.
Avail of loans ranging from 5 Lacs to 50 Crores – Benefit from a wide range of loan amount sizes depending on the financial need that you may have.Belindaa Finserve Limited brings Loan against property to enable you to unlock the power of your property through our principles. You can mortgage your residential, commercial or Industrial property to get a loan & meet all your financial requirements.
We have a range of products to cover your varied needs from our principles. You can avail of our Loan Against Property for any of the following:
- Loan Against commercial property
- Loan Against residential property
- Loan for purchase of commercial property
- Loan Against plot
- Up to Rs.100cr, Loan above Rs.100cr can be provided depending upon individual cases.
- LAP Loan Tenure: Up to 15 Years.
- LAP Processing Fees: Up to 1% of the loan amount plus service tax as applicable.
- LAP Maximum Funding*:
- Up to 100% of the property value ( Subject to enduse of the loan & client profile )
**Subjected to repayment capacity of the individual as assessed by Banks & Financial Institutions.